Here are 13 changes in the massive overhaul that could impact your tax bill, for better or worse.

• High Earners Will Pay More on Wages, Investments

Most changes are years away, but young adults, retirees and people with medical issues will benefit from the new law this year.

• FAQs on the New High-Risk Pool
• Health-Care Reform: A Nine-Year Outlook

Challenges seek to erase the law's mandate to buy coverage, but they've got an uphill fight against political realities.

Although a new national program will provide some long-term-care coverage, you shouldn't drop coverage you already have.

• SPECIAL REPORT: Long-Term Care

How much damage will a Medicare tax on investment income and a proposed hike in the capital gains rate do?

It will take several years to know for sure, but some provisions may provide significant cost savings.

If your kids are too old to be covered by your policy, they may be able to get back on after the health-reform law takes effect.

Look for higher premiums, more wellness plans as companies work to get a healthier workforce.

America already spends more per capita on health care than most developed countries.

Let's stop debating the why of rationing and get on with the how.

More-generous incentives boost participation and become an investment that grows.